Personal Information Collected Online
Personal Information means personally identifiable information such as information customer provides via forms, surveys, applications or other online fields including name, postal or email addresses, telephone, fax or mobile numbers, or account numbers.
Bank may use Personal Information:
The Information shall not be shared with any external organization unless the same is necessary to enable JSKBMORENA to provide services to the customer or to enable the compilation of a transaction, credit reporting, or the same is necessary or required pursuant to applicable banking norms or pursuant to the terms and conditions applicable to such Information as agreed to with JSKBMORENA. Needless to add, confidentiality norms as applicable to banks shall be adhered to. JSKBMORENA may also share Information to provide customer with superior services and a range of offers.
JSKBMORENA and their third-party service providers may collect and use Other Information in a variety of ways, including:
Through customer’s browser or device: Certain information is collected by most browsers and/or through customer’s device, such as Media Access Control (MAC) address, device type, screen resolution, operating system version and internet browser type and version. Bank uses this information to ensure Sites function properly, for fraud detection and prevention, and security purposes.
Using cookies: Cookies are pieces of information stored directly on the device, customer is using. Cookies used by Bank do not contain or capture unencrypted Personal Information. Cookies allow Bank to collect information such as browser type, time spent on the Site, pages visited, language preferences, and customer’s relationship with Bank. Bank uses the information for security purposes, to facilitate navigation, to display information more effectively, to personalize/tailor customer’s experience while engaging with Bank. Bank collects statistical information about the usage of the Site in order to continually improve the design and functionality, to monitor responses to advertisements and content, to understand how account holders and visitors use the Site and to assist Bank with resolving questions regarding the Site. Jskbmorena uses encrypted cookies.
IP Address: IP Address is a number that is automatically assigned to the device that customer is by his Internet Service Provider (ISP). An IP Address is identified and logged automatically in Bank’s server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the internet and is done automatically by many web sites. JSKBMORENA use IP Addresses for purposes such as calculating Site usage levels, helping diagnose server problems, for compliance and security purposes, for advertising, and administering the Site.
Aggregated and De-identified Data: Aggregated and De-identified Data is data that JSKBMORENA may create or compile from various sources, including but not limited to accounts and transactions. This information, which does not identify individual account holders, may be used for bank’s business purposes, which may include offering products or services, research, marketing or analysing market trends, and other purposes consistent with applicable laws.
It is in customer’s interest, and it is bank’s objective, for them to have accurate, current, and complete information concerning customer and his accounts. Bank has strict procedures that their employees abide by to meet this objective. While some procedures are required by Central, State laws or RBI regulations, bank have implemented additional procedures to maintain accurate, current, and complete financial information, including processes to update information and remove outdated information.
To protect Personal Information from unauthorized access and use, bank use security measures that comply with applicable laws. These measures may include device safeguards, secured files and buildings as well as oversight of their third party service providers to ensure information remains confidential and secure.